:root {
  --navy: #14283F;
  --navy-2: #1E3A5A;
  --gold: #C9A44C;
  --cream: #F3EEDF;
  --paper: #FBF9F4;
  --ink: #1B2430;
  --muted: #5A6472;
  --line: #E4DCC8;
  --card: #FFFFFF;
  --serif: "Libre Baskerville", Georgia, serif;
  --sans: "Source Sans 3", Arial, sans-serif;
}
@media (prefers-color-scheme: dark) {
  :root {
    --paper: #0F1B2A;
    --ink: #E9E4D6;
    --muted: #A9B2BE;
    --line: #2A3A50;
    --card: #15243A;
    --cream: #1A2B42;
  }
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font: 18px/1.6 var(--sans);
  -webkit-font-smoothing: antialiased;
}
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.narrow { max-width: 760px; }
h1, h2, h3 { font-family: var(--serif); line-height: 1.25; margin: 0 0 .6em; }
h1 { font-size: clamp(2rem, 4.5vw, 3.2rem); color: #F3EEDF; }
h2 { font-size: clamp(1.5rem, 3vw, 2rem); }
h3 { font-size: 1.1rem; }
p { margin: 0 0 1em; }
a { color: inherit; }
.muted { color: var(--muted); }

.top { background: var(--navy); color: #F3EEDF; position: sticky; top: 0; z-index: 10;
  border-bottom: 3px solid var(--gold); }
.bar { display: flex; align-items: center; justify-content: space-between; gap: 16px; min-height: 64px;
  flex-wrap: wrap; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; font-family: var(--serif);
  font-size: 1.35rem; }
nav { display: flex; gap: 18px; flex-wrap: wrap; font-size: .95rem; }
nav a { text-decoration: none; opacity: .9; }
nav a:hover { color: var(--gold); }

.hero { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-2) 100%); color: #F3EEDF;
  padding: 88px 0 96px; }
.eyebrow { color: var(--gold); text-transform: uppercase; letter-spacing: .14em; font-weight: 700;
  font-size: .85rem; }
.lede { font-size: 1.2rem; max-width: 760px; opacity: .95; }
.tag { font-family: var(--serif); font-style: italic; color: var(--gold); font-size: 1.15rem; }
.cta { display: flex; gap: 20px; align-items: center; flex-wrap: wrap; margin-top: 28px; }
.button { background: var(--gold); color: var(--navy); text-decoration: none; font-weight: 700;
  padding: 14px 24px; border-radius: 8px; }
.button:hover { filter: brightness(1.06); }
.link { text-decoration: none; border-bottom: 1px solid currentColor; }

section { padding: 72px 0; }
.band { background: var(--cream); }
.two { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; }
.grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid.three article { padding-right: 8px; }
.card { background: var(--card); border: 1px solid var(--line); border-top: 3px solid var(--gold);
  border-radius: 10px; padding: 22px; }
.card p, .grid article p { font-size: 1rem; margin: 0; }
.steps { margin-top: 28px; color: var(--muted); }
.ticks { list-style: none; padding: 0; margin: 0; }
.ticks li { padding-left: 28px; position: relative; margin-bottom: .7em; }
.ticks li::before { content: "✓"; position: absolute; left: 0; color: var(--gold); font-weight: 700; }
.contact .pending { color: var(--muted); font-style: italic; }

footer { background: var(--navy); color: #F3EEDF; padding: 20px 0; font-size: .9rem; }
footer span { display: inline-flex; align-items: center; gap: 8px; }
footer .muted { color: #B9C2CE; }

@media (max-width: 860px) {
  .two, .grid { grid-template-columns: 1fr; }
  section { padding: 52px 0; }
  .hero { padding: 64px 0 72px; }
  nav { gap: 12px; font-size: .9rem; }
}

.contact-form { display: grid; gap: 16px; margin-top: 24px; }
.contact-form .row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.contact-form label { display: grid; gap: 6px; font-weight: 600; font-size: .95rem; }
.contact-form .opt { font-weight: 400; color: var(--muted); }
.contact-form input, .contact-form textarea { font: inherit; padding: 12px 14px; border: 1px solid var(--line);
  border-radius: 8px; background: var(--card); color: var(--ink); }
.contact-form input:focus, .contact-form textarea:focus { outline: 2px solid var(--gold); outline-offset: 1px; }
.contact-form .button { border: 0; cursor: pointer; justify-self: start; font: inherit; font-weight: 700; }
.contact-form .hp { position: absolute; left: -10000px; width: 1px; height: 1px; overflow: hidden; }
.form-note { font-size: .9rem; margin: 0; }
.form-status { font-weight: 600; margin: 0; min-height: 1.4em; }
@media (max-width: 860px) { .contact-form .row { grid-template-columns: 1fr; } }